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Vesquarnela Research Assistant Service Governed by English Law

These terms govern your use of the this research tool website and research assistant service. Please read them carefully before using the service.

1

Nature of the service and important limitations

this research tool provides an AI-powered research assistant designed to help private investors organise investment information, examine assumptions, map scenarios and develop a more structured approach to their own research process. The service is provided for informational and research support purposes only. Nothing produced by or through this research tool constitutes financial advice, investment advice, a personal recommendation or an inducement to buy or sell any investment. this research tool is not authorised or regulated by the Financial Conduct Authority to provide financial advice.

The research support provided by this research tool is based on the information you supply and on general analytical frameworks. It does not take into account your personal financial circumstances, investment objectives, tax position or attitude to risk. Before making any investment decision, you should consider whether it is appropriate for your individual situation and, where necessary, seek advice from a qualified financial adviser who is authorised and regulated by the Financial Conduct Authority. All investment involves risk. The value of investments can fall as well as rise and you may receive back less than you invest.

2

Your responsibilities as a user

By using this research tool you confirm that you are at least 18 years of age and that you are accessing the service from within the United Kingdom or another jurisdiction in which use of the service is lawful. You agree to use the service only for lawful purposes and in accordance with these terms. You must not use the service in any way that could damage, disable or impair it, or interfere with the use of the service by others. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.

The content you submit to this research tool during a research session is used to provide the service to you. You retain ownership of any original content you provide. By submitting content, you grant this research tool a limited licence to process it for the purpose of delivering the service. You must not submit content that is unlawful, defamatory, fraudulent or that infringes the intellectual property rights of any third party.

3

Intellectual property and contact

The this research tool website, its content and the underlying technology are protected by intellectual property rights owned by or licensed to this research tool Ltd. You may not reproduce, distribute, modify or create derivative works from any part of the website or service without our prior written consent. Nothing in these terms transfers any intellectual property rights to you. The this research tool name and associated branding are the property of this research tool Ltd.

These terms are governed by the laws of England and Wales. Any dispute arising from your use of the service will be subject to the exclusive jurisdiction of the courts of England and Wales. If you have a question about these terms or about the service, please contact us at contact@vesquarnela.com. We will do our best to respond promptly and to resolve any concern you raise. We reserve the right to update these terms from time to time; continued use of the service after any update constitutes acceptance of the revised terms.